nib International Travel Insurance
nib International Travel Insurance – Save 30%
International travel can be one of life’s pleasures but it can also throw at you some unexpected circumstances that you certainly did not anticipate. Leaving Australia without comprehensive travel insurance has left many travellers to contend with large bills, usually of the medical variety. That could have easily been avoided if only they had purchased adequate travel insurance before leaving.
What Your nib Travel Insurance Includes:
The International Travel Plan from nib Travel Insurance provides comprehensive cover. It provides coverage in over 40 categories of cover. Below are just some of the main Categories and their Benefits.
|Medical and Dental Expenses||UNLIMITED|
|Evacuation and Repatriation||UNLIMITED|
|Cancellation and Holiday Deferment||UNLIMITED|
|Luggage and Personal Effects maximum limit||$12,000|
|Rental Vehicle Insurance Excess||$5,000|
|Personal Liability||$3 Million|
|Plus Many More Categories of Cover|
Please refer to the Policy Wording or the International Benefits tab above for a full list of benefits.
How Your nib Travel Insurance is Calculated
Premiums are calculated taking into consideration your destination, your age and the duration of your trip along with any approval fees for Existing Medical Conditions and any chosen additional benefits. When getting a quote, you choose the destination where you will be spending the majority of your time. You will also need to advise if you will be spending more than 72 hours of your itinerary in either the USA, South America, Central America or Antarctica.
Existing Medical Conditions
If you have any Existing medical condition/s and you want them covered you will need to have them assessed by the insurer. If approved this will ensure that you will be covered in the event that you need to cancel your travel arrangements as a result of a medical event related to your existing medical conditions. You will also be covered for medical and hospital expenses whilst you travel if you suffer a medical event during your trip related to your existing medical conditions. For further details of the existing medical conditions assessment process and how to go about getting approval please visit the Existing Medical Conditions page on our website.
Additional Options / Features
An International Travel Plan can be enhanced by purchasing additional benefits. These can include adding snow sports cover, purchasing additional rental vehicle excess cover or insuring specified items of luggage. For full details of these additional benefits please click on the Additional Options tab above. Some of the features are :
- International Travel Insurance is available to all ages
- Children/Grandchildren under 25 are free with adult policy
- You can make your policy excess free
- 21 day cooling off period
- Backed Worldwide by nib International Assistance
Travel Insurance 247 give you the option of getting an online quote yourself by clicking on the nib Travel Insurance Quote button or for a detailed quote emailed to you please click on the Detailed Quote button. Many of our customers choose to get a detailed quote as it includes helpful information and tips specific to the policy you wish to purchase. Travel Insurance 247 look forward to being of assistance with the nib International Travel Insurance product. You can save 30% on all our premiums when you purchase them online from this website. You can also email us any queries you may have to or call us on 1300 780 247 and speak with one of our friendly staff.
nib Additional Options
You can add the following Additional benefits to your policy prior or post departure.
Snow Sports Cover
Snow Sports Cover can be purchased for an additional amount unless you are travelling to New Zealand where cover will be provided under the Snow Sports section free of charge.
The Snow sports cover will give you coverage for any claim arising due to the participation in snow sports up to the applicable limit of the relevant section.
Additional Rental Vehicle Insurance Excess Cover
This cover is available on the International, Annual Multi Trip and Australian Travel Plans.
If you are renting a car, campervan, motorcycle or boat, you may have to pay an insurance excess for an accident or theft. nib have included cover for rental vehicle insurance excess however you may wish to increase this cover for an additional amount.
The maximum additional cover you can purchase is $5,000 which will cost $20 for every $500 of additional cover.
Specified Item Cover
You can cover items worth more than the item limits on payment of an additional amount. Items separately insured under Specified Item cover are covered up to the amount specified even if this amount exceeds the total luggage limit set out in the schedule of benefits. The amount you pay to insure a specified item amounts to 3% of the value of the item.
For International and Annual Multi Trip Plans the maximum individual item limit is $6,000 per item with a total maximum total for all items of $15,000.
For Australian Travel Plans the maximum individual item limit is $4,000 per item with a total maximum total for all items of $10,000.
Removal of Excess
You can pay an additional premium on the International , Budget, Annual Multi Trip and Australian Plans to remove the excess.
For further information regarding any of the additional options please refer to the Policy Wording.