nib Domestic Travel Insurance
nib Australian Travel Insurance – Save 30%
Australian Travel Insurance sometimes referred to as Domestic Travel Insurance from nib provides cover for those unexpected circumstances that can occur when travelling. Many people sometimes overlook the purchase of travel insurance for travel within Australian but many experienced travellers will never leave home without it.
What nib Australian Travel Insurance Includes
Below are just some of the main categories of cover and the benefits of the nib Australian Travel Plan.
|Cancellation and Holiday Deferment||$10,000|
|Evacuation and Repatriation||$10,000|
|Rental Vehicle Insurance Excess||$5,000|
|Financial Default of Travel Service Providers||$5,000|
|Financial Default of Wholesalers||$2,500|
|Medical Expenses on Cruise Ship in Australian Waters||$50,000|
|Dental Expenses on Cruise Ship in Australian Waters||$1,000|
|Plus Many More Categories of Cover|
Please refer to the Policy Wording or the Benefits tab above for a full list of benefits.
Rental Vehicle Excess Insurance Explained
One of the compelling reasons for purchasing a nib Australian Travel Insurance Plan s that it includes $5,000 worth of Rental Vehicle Excess Insurance. This can also be increased by paying $20 per extra $500 up to a total maximum of $10,000. So what does this mean? It means that when you pick up your hire car you will be asked whether you want to reduce the excess of the hire agreement by usually between $25 to $30 a day. If you have already purchased a domestic travel insurance policy you can say that I have the rental vehicle excess covered on my travel insurance policy. If you happen to return the vehicle with damage the hire car company will charge an amount to your credit card account and then you can submit a travel insurance claim for the reimbursement when you return from your trip. So as you can see for an average trip that includes ten days car hire your $250 to $300 rental vehicle excess charges are covered in your travel insurance policy. You may find that your travel insurance policy may not actually cost you much more than the rental vehicle excess cost. So hopefully we have alerted you to some of the advantages and benefits of purchasing Travel Insurance for your next trip within Australia.
Existing Medical Conditions
There is no medical cover for travel on land based trips in Australia but there is medical cover on a cruise ship in Australian waters. That is because Medicare and Private Health Insurance takes care of your needs whilst in Australia. However an often overlooked aspect of purchasing domestic travel insurance is that you may need cover for your existing medical conditions for the purpose of cancellation cover. If you have any existing medical condition/s and you want them covered you will need to have them assessed and hopefully approved by the insurer. If approved this will ensure that you will be covered in the event that you need to cancel your travel arrangements as a result of a medical event related to your existing medical condition/s. You will also be covered for up to $50,000 medical and hospital expenses whilst you travel on a cruise ship in Australian Waters if you suffer a medical event during your cruise related to your existing medical conditions. For further details of the existing medical conditions assessment process and how to go about getting approval please visit the Existing Medical Conditions page on our website.
Additional Options / Features
A nib Australian Travel Insurance Plan can be enhanced by purchasing additional benefits. These include purchasing additional rental vehicle excess cover or insuring specified items of luggage. For full details of these additional benefits please click on the Additional Options tab above.
- Domestic Travel Insurance is available to Residents of Australia of all ages
- Children/Grandchildren under 25 are free with adult policy
- You can make your policy excess free
- 21 day cooling off period
- Backed Worldwide by nib International Assistance
At Travel Insurance 247 we give you the option of getting an online quote yourself by clicking on the nib Travel Insurance Quote button or for a detailed quote emailed to you please click on the Emailed Quote button. Many of our customers choose to get a detailed quote as it includes helpful information and tips specific to the policy you wish to purchase. Travel Insurance 247 look forward to being of assistance with the nib Australian Travel Insurance product. You can save 30% on all our premiums when you purchase a policy online from this website. You can also email any queries you may have to or call us on 1300 780 247 for personal service.
nib Additional Options
You can add the following Additional benefits to your policy prior or post departure.
Snow Sports Cover
Snow Sports Cover can be purchased for an additional amount unless you are travelling to New Zealand where cover will be provided under the Snow Sports section free of charge.
The Snow sports cover will give you coverage for any claim arising due to the participation in snow sports up to the applicable limit of the relevant section.
Additional Rental Vehicle Insurance Excess Cover
This cover is available on the International, Annual Multi Trip and Australian Travel Plans.
If you are renting a car, campervan, motorcycle or boat, you may have to pay an insurance excess for an accident or theft. nib have included cover for rental vehicle insurance excess however you may wish to increase this cover for an additional amount.
The maximum additional cover you can purchase is $5,000 which will cost $20 for every $500 of additional cover.
Specified Item Cover
You can cover items worth more than the item limits on payment of an additional amount. Items separately insured under Specified Item cover are covered up to the amount specified even if this amount exceeds the total luggage limit set out in the schedule of benefits. The amount you pay to insure a specified item amounts to 3% of the value of the item.
For International and Annual Multi Trip Plans the maximum individual item limit is $6,000 per item with a total maximum total for all items of $15,000.
For Australian Travel Plans the maximum individual item limit is $4,000 per item with a total maximum total for all items of $10,000.
Removal of Excess
You can pay an additional premium on the International , Budget, Annual Multi Trip and Australian Plans to remove the excess.
For further information regarding any of the additional options please refer to the Policy Wording.