• Travel Alert : Before your trip, check the latest government advice for any travel alerts for your destination.

Annual Multi Trip Travel Insurance

Annual Multi-Trip Travel Insurance policies are ideal for either the frequent business traveller or equally so for the traveller who is planning a number of leisure trips in a twelve month period. The policy can be used for multiple international trips as well as multiple domestic trips including Norfolk Island and Lord Howe Island.

Annual Multi Trip Travel Insurance In A Changed World

In the last few years our ability to travel internationally was turned on its head due to covid-19. Now that the international travel ban has been lifted the prospects for travel have improved greatly.

Not surprisingly many of us after exploring our own fabulous country during the covid period are now more confidently looking to travel internationally as increasing airline and cruise capacity is allowing us to plan those overseas trips again.

As always an Annual Multi Trip policy will cover you for an unlimited number of domestic and international leisure and business trips. However in the future more than ever flexibility will be the key. Having an annual multi trip policy may eliminate the hassles of having to cancel or amend any single trip policies that you purchase. Food for thought.

Annual Multi Trip Travel Insurance – How it Works:

A multi trip travel insurance policy is available to residents of Australia and there is no age limit on this plan. Cover is provided for unlimited international and domestic trips with a maximum duration of any one trip of 45 days. A maximum of two adults can be put on a policy as well as dependents under the age of 25 years. The adults can either travel together or independently of one another but the dependents must travel with at least one adult policy holder.

The twelve month period of cover starts from your first planned departure date or nominated date. However the cancellation cover starts from the date of issue of the policy. You cannot purchase an annual policy more than six months in advance of your first planned trip or nominated date.

What Your nib Annual Multi Trip Travel Insurance Includes:

Annual Multi Trip Travel Insurance from nib Travel Insurance provides you with a range of cover for unlimited trips. It provides coverage in over 25 benefits of cover including some cover for coronavirus travel costs. Below is a summary of some of the benefits provided. Please refer to the PDS for a full list of benefits and policy terms, conditions, limitations and exclusions.

This is a summary of cover only. Please refer to the Product Disclosure Statement ( PDS ) for full terms, conditions, limitations and exclusions..

Which Annual Multi Trip Travel Insurance To Choose

There are two nib Annual Multi-Trip policies available and the one you choose is dependent on which regions you may be travelling to in the twelve month period of the policy.

• Option 1 – covers you for travel in Australia and worldwide.
• Option 2 – covers you for travel in Australia and worldwide excluding the USA and Nepal.

So if you don’t plan to travel to the USA or Nepal then you can choose Option 2 at a lower premium.

Existing Medical Conditions

If you have any Existing medical condition(s) and you want them covered you will need to have them assessed and hopefully approved by the insurer. If approved, your Existing medical conditions, will be listed on the policy as a specified medical condition and cover is available for claims arising from your specified medical condition(s). Cover may be available for medical and hospital expenses whilst you travel if you suffer a medical event during your trip related to your existing medical condition/s. For further details of the existing medical conditions assessment process and how to go about getting approval please visit the Existing Medical Conditions page on our website.

Additional Options / Features

With the nib Annual Multi Trip Plan, you can select to include optional cover such as, additional snow sports cover, additional rental vehicle insurance excess or cover for specified items. Additional premiums apply when including additional options. For full details of these additional benefits please read the nib International Travel Insurance PDS. Some of the features of the nib Annual Multi Trip policy are ;

• The nib Annual Multi Trip Travel Insurance policy is available to Australian residents and has no age limit
• The maximum duration covered for any one trip is 45 days.
• Children/Grandchildren under 25 are free when accompanying adults on the same itinerary
• You can choose between either a $ 250 excess or a $150 excess for an additional premium
• You can purchase an annual travel insurance policy to commence up to six months in advance of your first planned departure date
• 21 day cooling off period provided you have not started your trip, you have not and do not intend to make a claim
• Backed worldwide by nib International Assistance

For more information about obtaining a travel insurance policy either contact us by email or call us to discuss on 1300 780 247. To get a travel insurance quote click on either of the quote buttons below. Travel Insurance 247 look forward to being of assistance with the range of nib Travel Insurance products. You can email us with any general queries you may have at 

^ For up to 12 months after the illness first appears or injury first occurs.

* and † This is a limit per policy, it is the most we’ll pay for all people on your Certificate of Insurance combined, per trip.

# sub-limits apply.