Cover For Existing Medical Conditions

• Travel Alert : Before your trip, check the latest government advice for any travel alerts for your destination.

Cover for an existing medical condition is an important consideration when purchasing travel insurance plans. nib’s process of applying for an existing medical condition is a seamless experience. Coverage for existing medical conditions not automatically covered is available for all plans except the Essentials Plan and the Australian Cancellation and Additional Expenses Travel Plan. You cannot apply for coverage of Existing Medical Conditions after you have departed on your trip.

Who needs to apply for cover

nib Travel Insurance automatically covers certain medical conditions at no additional charge, and only when the criteria for these conditions are met. These are listed under the heading ‘ Automatically covered conditions’ on pages 28 to 32 of the International Travel Insurance Product Disclosure Statement.

If you choose the Comprehensive or Annual Multi Trip Plans you must apply for cover at time of policy purchase if ;

• You have a high risk medical condition and/or
• You have an existing medical condition you want cover for

Please refer to the policy wording in the International Travel Insurance Product Disclosure Statement on page 24 for the definition of an existing medical condition.

If you do not disclose to nib an existing medical condition other than those automatically covered, then your existing medical condition/s will not be covered.

The Medical Assessment Process

How to start the process

Please contact Travel Insurance 247 either by phone or by email by clicking the detailed quote button and completing the simple form making sure you tick yes to ‘Do you require cover for Existing Medical Conditions’. You will then receive an electronic quote from us with your quote number. You will be given the opportunity as part of that quote to complete a self screening process for your existing medical condition/s. You can also if you wish complete a medical assessment with the medical assessment team over the phone. Self screening can be completed anytime of the day from the privacy of your own home. If completing a medical assessment over the phone nib’s medical assessment team will respond promptly once they have all the information.

For more information about obtaining a travel insurance policy either contact us by email or call us to discuss on 1300 780 247. To get a travel insurance quote click on either of the quote buttons below. Travel Insurance 247 look forward to being of assistance with the range of nib Travel Insurance products. You can email us with any general queries you may have at  contact@travelinsurance247.com.au.