nib Travel Insurance
or
Already Overseas Travel Insurance
- Important Information : Different events continue to impact many travellers around the world. Before you buy, please read the travel alerts and check travel advice and restrictions for your destination(s) as these may impact cover, or your ability to travel
Already Overseas Travel Insurance
We know how hard it can be to find an Australian based travel insurance company that will sell policies to Australians already overseas but we certainly can help you. We have helped many Australians over the years to secure already overseas travel insurance for the remainder of their trip overseas before returning home to Australia. You must be returning to Australia on the policy, we cannot insure just a portion of your trip whilst overseas.
If you already overseas, travel insurers may be reluctant to extend the travel insurance policy that you originally bought from them in Australia. Or equally so if you have overlooked the expiry date of your policy the insurer may not be able to sell you a new policy. nib Travel Insurance can offer you either their Comprehensive Plan or Essentials Plan ( under 70 years of age ) to cover you for the remainder of your trip. You must be returning to Australia.
If you have already started travelling there is a 72 hour waiting period for all sections of the policy from the time you purchase a policy. However, if after the trip departure date noted on your Certificate of Insurance and before the end of the 72 hour waiting period you suffer an injury as a result of an accident, cover as per the conditions of Medical expenses and Medical evacuation and repatriation begins from the time of the accident of that injury. It goes without saying that in this current climate you will have to be careful where you travel and make sure you abide by any government’s travel restrictions that may be in place.
So all you need to do is to click on the detailed quote button above and complete the details we ask for. In the comments section, mention you are already overseas and just give us a summary of your current and future travelling scenario. We will then email you an accurate quote and include all the relevant information that you need to consider before purchasing a policy,
nib International Travel Insurance Includes:
The travel insurance policies that you can purchase as an Australian already overseas are the same as those you can purchase before leaving Australia. The Comprehensive Plan from nib Travel Insurance provides comprehensive cover for international travel. It provides coverage in over 30 benefits. Below is a summary of the benefits provided. Please refer to the PDS for a full list of benefits and policy terms, conditions, limitations and exclusions.
| Per Adult | |
|---|---|
| Overseas Medical Expenses | UNLIMITED ^ |
| Medical Evacuation and Repatriation | UNLIMITED * |
| Cancellation and Holiday Deferment | Chosen Limit † |
| Luggage and Personal Effects maximum limit | $12,000 # |
| Rental Vehicle Insurance Excess | $5,000 * |
| Personal Liability | $2.5 Million |
| Plus Many More Benefits | |
This is a summary of cover only. Please refer to the Product Disclosure Statement (PDS) for full terms, conditions, limitations and exclusions..
How your nib Travel Insurance is calculated
Premiums are calculated taking into consideration your travel plan chosen, your planned destinations, your age and the duration of your trip along with any additional premium for Existing Medical Conditions and any chosen options. When getting a quote, you must select all the destinations or region(s) that you are travelling to. Stpovers of 72 hours or less do not need to be listed on the certificate of insurance.
Additional Options / Features
With an international Comprehensive Travel Plan, you can select to include optional cover such as, additional snow sports cover, additional rental vehicle insurance excess or cover for specified items. Additional premiums apply when including additional options. For full details of these additional benefits please read the International Travel Insurance PDS. Some of the features are :
- The Comprehensive Travel Plan For international travel Insurance is available to residents of Australia of all ages. The Essentials Travel Plan is only available to travellers under 70 years of age.
- A standard $250 excess applies with the option to reduce the excess to $150 or make the policy excess free for an additional premium.
- Children/Grandchildren under 25 if working less than 30 hours a week can be included free with an adult policy.
- The usual 21 day cooling off period provided you have not started your trip, you have not and do not intend to make a claim.
- Snow sports cover can be added to the Comprehensive Plan but not to the Essentials Plan.
- Backed worldwide by nib International Assistance
For more information about obtaining a travel insurance policy either contact us by email or call us to discuss on 1300 780 247. To get a travel insurance quote click on either of the quote buttons below. Travel Insurance 247 look forward to being of assistance with the range of nib Travel Insurance products. You can email us with any general queries you may have at contact@travelinsurance247.com.au.
^ For up to 12 months after the illness first appears or injury first occurs. * and † This is a limit per policy, it is the most we’ll pay for all people on your Certificate of Insurance combined, per trip. # sub-limits apply.

