AIG Mature Age Travel Insurance
AIG Mature Age Travel Insurance – Save 20%
Travel Insurance for Seniors is available with AIG Travel Insurance. AIG have even produced its own separate Product Disclosure Statement for Mature Age travellers who are 70 to 84 years of age. As we all advance in years purchasing an AIG Mature Age Travel Insurance policy is an even more important part of the planning process for an overseas or domestic trip. It is comforting to know that when things do not go according to plan that you have one of the leading insurance organisations in the world working for you. With an AIG Mature Age Travel Insurance policy you will be in good hands as they have operations worldwide in over 100 countries and jurisdictions. AIG have also looked after the insurance needs of Australians since 1957.
What Your Mature Age Travel Insurance Includes:
AIG Mature Age Travel Insurance provides a top level of comprehensive cover in many categories of cover. Below are just some of the key benefits of your policy for International Travel.
|Overseas Medical and Hospital||UNLIMITED|
|Cancellation Fees and Lost Deposits||UNLIMITED|
|Luggage (sub limits apply)||$15,000|
|Rental Vehicle Insurance Excess||$4,000|
|Overseas Dental (sub limits apply)||$2,000|
|Your Legal Liability||$2.5 Million|
|Plus Many More Categories of Cover|
Please refer to the Mature Age PDS or the Mature Age One Trip Benefits tab above for a full list of benefits.
How Your AIG Travel Insurance is Costed
Premiums are based on a number of factors including your destination, your age and length of your trip and the number of travellers. The base premium may be increased by any optional cover you select (see Options Tab above).
When getting a quote, you choose the destination where you will be spending the majority of your time. You will also need to advise Travel Insurance 247 if you will be spending more than 96 hours of your itinerary in either North America, South America or Antarctica. If this is the case you must select the Platinum Plan.
Single and Family policies provide cover for financially dependent children or grandchildren under the age of 25 years who are travelling with the adults. Adults on a family policy can include spouse, de facto spouse or travelling companions.
Please Note: this policy will not cover any loss, injury, damage or legal liability arising directly or indirectly from travel in, to or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan or Syria.
Existing Health Disorders
Getting coverage of any Existing Health Disorders you may have will ensure you are covered for all possible medical related claims that may occur both before you travel and during your travels. Failure to get coverage for your condition/s may result in you having to pay very large medical and associated bills.
This policy does not automatically provide cover for travellers with an existing health disorder. However there are some conditions that are automatically covered and these are listed on page 12 of the Product Disclosure Statement. For full details of what is considered an existing health disorder and the related terms and conditions please refer to pages 10-12 of the Product Disclosure Statement.
Additional Optional Cover and Features
You can add additional benefits to your policy prior to departure. You can purchase additional rental vehicle excess cover and you can also insure specified items of luggage. You can also reduce the excess of $100 by paying a $25 excess eliminator. For full details of these additional benefits please click on the Optional Cover tab above.
- The Mature Age Travel Insurance policy is only available if you are aged 70 years and over. If you are under the age of 70 please visit our International Travel Insurance page
- There is a 14 day cooling off period
- Worldwide 24 Hour Emergency Assistance is provided by Travel Guard
Getting Your Travel Insurance Quote
When it comes to getting a quote Travel Insurance 247 gives you the option of getting an instant online quote by clicking the AIG Travel Insurance Quote button. Or for a more detailed quote that is emailed to you by one of our consultants please click on the AIG Emailed Quote button and complete the form. Getting a detailed quote emailed to you will mean that you will receive all the relevant information and tips for the particular trip you are planning.
Travel Insurance 247 look forward to being of assistance with the AIG Mature Age Travel Insurance product. All our AIG premiums are discounted by 20%. You can email any queries you may have to or call us on 1300 780 247 for personal service.
AIG Additional Options
Additional Rental Collision Damage Waiver and Theft Excess Cover
Rental Car Companies apply an excess in case of accident, damage or theft to the rental vehicle during the rental period. Your policy provides cover for this up to an amount of $4,000.
If you have selected a One-trip plan (other than PH12 and Pl12) you have the option to increase the level of excess cover up to a maximum of $6,000. An extra premium of $15 is payable for each $500 of additional excess cover required.
Luggage Specified Items Cover
Cover on items worth more than the limits (including sporting equipment and cameras) can be arranged up to a maximum $4,000 for any one item or set of items with a maximum of $8,000 in total. The additional premium to be paid for a specified item is calculated at 4% of the value of the specified item.
One trip International plans up to 34-days duration are free of an excess on claims. In the event of claims under other plans an excess will apply as follows :
- For One – trip International plans of five-weeks duration or longer the excess is $100
- For Annual Multi Trip Plans the excess is $100
- For One-trip Domestic plan the excess is $50
Payment of an additional $15 per policy or $25 for Annual Multi-trip plans can remove all excesses on claims on all Plans.
For further information regarding any of the additional options above please refer to the AIG Product Disclosure Statement