AIG International Travel Insurance
AIG International Travel Insurance – Save 20%
Travel Insurance for international travel is an extremely important part of the planning process for an overseas trip. You want to have peace of mind that when things go wrong that your insurer will deliver the service and assistance you expect. If you purchase an AIG International Travel Insurance policy you will be with the leading insurance organisation in the world who have operations in over 100 countries and jurisdictions. AIG have also looked after the insurance needs of Australians since 1957.
What Your AIG International Travel Insurance Includes:
An International Travel Insurance policy from AIG Travel Insurance provides a top level of comprehensive cover as it provides coverage in many categories of cover. Below are just some of the Key Benefits of your policy.
|Overseas Medical and Hospital||UNLIMITED|
|Cancellation Fees and Lost Deposits||UNLIMITED|
|Luggage (sub limits apply)||$15,000|
|Loss of Income||$5,200|
|Rental Vehicle Insurance Excess||$4,000|
|Your Legal Liability||$2.5 Million|
|Plus Many More Categories of Cover|
Please refer to the Policy Wording or the International Benefits tab above for a full list of benefits.
How Your AIG Travel Insurance is Costed
Premiums are based on a number of factors including your destination, your age, length of your trip and the number of travellers. The base premium may also be increased by any optional cover you select (see Additional Cover tab above).
When getting a quote, you choose the destination where you will be spending the majority of your time. You will also need to advise us if you will be spending more than 96 hours of your itinerary in either North America, South America or Antarctica.
Single and Family policies provide cover for financially dependent children or grandchildren under the age of 25 years who are travelling with the adults. Adults on a family policy can include your spouse, de facto spouse or adult travelling companion.
Please Note: this policy will not cover any loss, injury, damage or legal liability arising directly or indirectly from travel in, to or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan or Syria.
Existing Health Disorders
Getting cover of your existing health disorders will ensure you are covered for all possible medical related claims that may occur either before you depart or during your travels. Failure to get coverage for your condition/s may result in you having to pay very large medical and associated bills.
This policy does not automatically provide cover for travellers with an existing health disorder. However there are some conditions that are automatically covered and these are listed on page 12 of the Product Disclosure Statement. For full details of what is considered an existing health disorder and the related terms and conditions please refer to pages 10-12 of the Product Disclosure Statement.
Additional Optional Cover and Features
You can add additional benefits to your policy prior to departure. You can purchase additional rental vehicle excess cover as well as additional cover for specified items of luggage. You can also reduce the excess of $100 which applies to One Trip Plans over 34 days by paying an excess eliminator. For full details of these additional benefits please click on the Optional Cover tab above.
Here are some of the features of the AIG International Travel Insurance policy.
- The AIG International Travel Insurance policy is only available if you are aged 69 years or under. If you are 70 years of age or over please visit the Mature Age Travel Insurance page
- Dependent Children and Grandchildren under 25 are free with accompanying adults
- The International One Trip policy is excess free up to 34 days duration
- There is a 14 day cooling off period
- Worldwide 24 Hour Emergency Assistance is provided by Travel Guard
Getting Your Travel Insurance Quote
When it comes to getting a quote Travel Insurance 247 gives you the option of getting an instant quote yourself by clicking on the AIG Travel Insurance Quote button or for a more detailed quote that is emailed to you by one of our consultants please click on the Emailed Quote button. Getting a detailed quote emailed to you will ensure that you receive all the relevant information and guidance for your particular travelling scenario.
Travel Insurance 247 looks forward to being of assistance with the AIG International Travel Insurance product. All our premiums are discounted by 20 %. You can email any queries you may have to or call us on 1300 780 247 for personal service.
AIG Additional Options
Additional Rental Collision Damage Waiver and Theft Excess Cover
Rental Car Companies apply an excess in case of accident, damage or theft to the rental vehicle during the rental period. Your policy provides cover for this up to an amount of $4,000.
If you have selected a One-trip plan (other than PH12 and Pl12) you have the option to increase the level of excess cover up to a maximum of $6,000. An extra premium of $15 is payable for each $500 of additional excess cover required.
Luggage Specified Items Cover
Cover on items worth more than the limits (including sporting equipment and cameras) can be arranged up to a maximum $4,000 for any one item or set of items with a maximum of $8,000 in total. The additional premium to be paid for a specified item is calculated at 4% of the value of the specified item.
One trip International plans up to 34-days duration are free of an excess on claims. In the event of claims under other plans an excess will apply as follows :
- For One – trip International plans of five-weeks duration or longer the excess is $100
- For Annual Multi Trip Plans the excess is $100
- For One-trip Domestic plan the excess is $50
Payment of an additional $15 per policy or $25 for Annual Multi-trip plans can remove all excesses on claims on all Plans.
For further information regarding any of the additional options above please refer to the AIG Product Disclosure Statement